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When you reach retirement age, you will be making a major decision as to what age should I retire?

Age 62 or beyond. Many factors come into play. For some it might be health issues, financial necessity, job satisfaction, or lack thereof; family issues, or simply just wanting a change in life after years of working.

Whatever the reason (s), this can be a daunting decision, requiring careful and realistic thought and planning. Allowing time for pre-planning is essential. Making sure that you have enough money to sustain yourself Beyond Retiring. That means taking care of everyday living expenses for an indefinite period of time. Making sure you will have a stable financial Safety Net when you need it.

If you set REALISTIC plans for life Beyond Retiring, you can at least avoid the major obstacles ahead, and not be blindsided, which can lead to tremendous hardships, both personally and financially.