If you are relying on Social Security Benefits alone to sustain you Beyond Retiring, check again: Social Security will give you roughly one-third of your former pay while you were working. Unless you have a sizeable Nest Egg, you undoubtedly will run into financial difficulty during Retirement. Social Security has played a major role as […]
A lot has been said about the need to have a certain amount of Money-Savings for retirement; Making financial plans, and other preparatory measures you should take to be financially secure Beyond Retiring. Let’s take time out to talk about finding your COMFORT ZONE: First of all, for us, it was giving thanks and praises to […]
Baby Boomers oftentimes face emotional adjustments, and Health Issues Beyond Retiring. Stress has proven to be a”Silent Killer”. Some of the stress experienced relative to retiring can be avoided, or at least, minimized. It’s human to experience stress in varying degrees. When it’s all-consuming, that causes major health problems, both physically and psychologically. A Survey […]
A recent survey by IRI (Insurance Retirement Institute), indicates that just under 50 percent of “Baby Boomers” have not saved any money for Retirement. Neither have they made sufficient plans for retiring if any at all. The study further shows that 38% of Boomers have less than $100,000 saved for Beyond Retiring. This survey […]
During our working years, we dream of retiring as a time and place where we are free of the humdrum of a 9- 5 gig, not having to rise early, driving, carpooling, or catching buses to work. Not to mention hustling to be on time to punch that clock or sign that time sheet. […]
Healthcare is too far from perfect Problems with health and disability present extreme challenges for persons Beyond Retiring. In many instances, retirees lack adequate long-term healthcare benefits. Employer health plans are often not sufficient to cover all Health costs. Even the major healthcare providers have co-pays that differ from plan to plan. Health insurance premiums […]
Too often retirees get caught up in what we call the “Looking Back Syndrome“, “wishing I had handled things differently”, especially when it comes to money issues Beyond Retiring. The best time to plan for Life Beyond Retiring is during your working and productive years prior to retiring. While living Beyond Retiring, retirees may end […]
Many retiring workers either don’t have savings or inadequate savings, to sustain them Beyond Retiring. This puts them in a financial bind Beyond Retiring because they don’t have a Financial Safety Net. Oftentimes they chose not to participate in any employer benefits packages. Persons in this situation, are sometimes forced to delay retiring or […]
Your Nest Egg Beyond Retiring will more than likely consist of Benefits such as Social Security, Pension, and perhaps some other type of savings plan; nevertheless, reviewing the status of all of these is essential. Consultation with a trusted financial advisor, and /or Attorney is in order. By all means, do your own research […]
AVOID THE PITFALLS Beyond Retiring by using practical and common sense approaches to managing your HARD EARNED money. Plan ahead as carefully as possible, don’t be driven by emotions. Take your time and do it right. Do your own research. Seek qualified and trusted assistance. Avoid the scams that are plentiful today. Knowledge […]
